How we Work
Our aim is to build a trusting relationship and to provide solutions, so that going forward you have the confidence of knowing your financial future is in safe hands. We therefore have a structured approach to ensure that you completely understand our advice to you.
Our process is as follows.
Discovery Meeting
Your first meeting is held at our expense and without obligation. This meeting gives you the opportunity to tell us about the issues and financial objectives that are important to you. We will ask you for a brief overview of your personal situation and details of any current financial planning arrangements in place. At the end of our meeting, if we both agree that we would like to work together, we will agree a fee for the work we will need to undertake on your behalf. You can then decide to either appoint us immediately or take time to consider our proposals. A fee agreement will be sent to you for your signature before any chargeable work commences.
We will request further detailed information from you concerning your personal circumstances and also write for full details of any investments managed by other companies on your behalf.
Strategy Meeting
On receipt of all the information required, we will then send you a report on all your existing investments in advance of our strategy meeting. At this meeting we will review this report with you and confirm our mutual understanding of your current position. We will then discuss and agree the best strategy that will meet your objectives.
Following this meeting, we will send you a report confirming the strategy discussed and our recommendations.
Implementation
Assuming you are in agreement with the advice contained in our strategy report, we will arrange a further meeting to implement the recommendations and complete any paperwork required.
Portfolio Report
Whilst the paperwork is being concluded we will prepare and send to you the details of the investment portfolio that we feel will meet your objectives.
Ongoing Service and Strategy Review
Putting a strategy in place is only the start; to ensure that it helps meet your financial objectives we strongly believe that it should be regularly reviewed and refined. This will ensure that it continually meets any changes in your circumstances. The strategy review meetings are agreed on an individual basis depending on each client's circumstances, but are held at least annually. Please see our Private Client Review Service document for further details.